Summer in Fort Collins means sunshine, road trips, and a higher risk of certain driving hazards. Whether you’re heading to Horsetooth Reservoir or planning a cross-country vacation, it’s the perfect time to make sure your car insurance policy is ready for the season.
At Agate Insurance Fort Collins, we help local drivers stay protected with customized coverage that meets their unique summer needs. Here are a few reasons why reviewing your policy in the summer is a smart move—and how Agate Insurance can help.
1. Summer = More Road Trips
Longer days and warmer weather inspire more travel. But increased time on the road also raises the risk of accidents and breakdowns. Make sure your policy includes:
- Roadside assistance for flat tires or breakdowns
- Rental car reimbursement in case of an accident while traveling
- Collision coverage if you’re involved in an accident away from home
Our agents at Agate Insurance Fort Collins can review your policy and help you avoid unexpected out-of-pocket costs during your summer adventures.
2. Hail Season in Colorado
Summer in Northern Colorado brings afternoon thunderstorms and the risk of hail damage. Comprehensive coverage protects your vehicle from:
- Hail damage to your car’s body and windshield
- Falling tree limbs or flying debris
- Flooding due to heavy rain
If you’re not sure whether your current plan includes this coverage, the team at Agate Insurance Fort Collins can help assess and update your policy.
3. Heat Can Damage Your Vehicle
Extreme heat can cause:
- Tire blowouts
- Battery failures
- Overheating engines
While these issues aren’t always covered by standard insurance, having emergency roadside assistance as part of your plan can give you peace of mind. At Agate Insurance Fort Collins, we ensure you’re protected from more than just collisions.
4. Teens and New Drivers
Summer often means more young drivers on the road, whether they’re home from college or learning to drive. Make sure your policy:
- Lists all current drivers
- Includes proper liability coverage
- Offers good student or driver training discounts
Agate Insurance Fort Collins specializes in crafting affordable car insurance for families with teen drivers.
Why Choose Agate Insurance Fort Collins?
As a trusted independent agency, Agate Insurance Fort Collins works with multiple carriers to find the best rates and coverage options. Whether you need basic liability, full coverage, or custom add-ons, our experienced team provides local expertise and personal attention you won’t find with national brands.
Benefits of working with Agate Insurance Fort Collins:
- Local knowledge of Fort Collins driving conditions
- Quick response during hailstorms or claims
- Personalized service from a community-focused team
Get Your Free Summer Insurance Review Today
Before you hit the road this summer, contact Agate Insurance Fort Collins for a free policy review. Our goal is to help you drive confidently all season long—rain, shine, or hail.
👉 Call us today or visit our website to get started.
Agate Insurance – A Fort Collins Insurance Company
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