Here’s what you should do before the storm hits your area.
1. Protect Your Home
- Secure outdoor furniture, grills, and tools to prevent damage or injuries.
- Clear gutters and drains so water can flow away from your home.
- Reinforce windows and doors if high winds or hail are expected.
- Double-check your home insurance in Fort Collins policy to make sure you’re covered—especially for hail, one of the most common risks in Colorado.
2. Safeguard Your Vehicle
- Park in a garage or under covered shelter if hail or falling debris is expected.
- Keep your gas tank at least half full in case of power outages or evacuation.
- Make sure your auto insurance in Fort Collins includes comprehensive coverage, which protects against storm damage.
3. Prepare for Power Outages
- Charge phones, tablets, and portable power banks.
- Stock flashlights, extra batteries, and a supply of non-perishable food.
- Have blankets and extra clothing ready, especially during winter storms.
4. Protect Your Business
If you own a company, storms can disrupt more than your property—they can halt operations. Having the right business insurance in Fort Collins or commercial insurance in Fort Collins ensures your company can recover quickly from unexpected damage or downtime.
5. Review Your Insurance Coverage
Storms are a reminder of why insurance matters. If you’re searching for the best insurance agency in Fort Collins or simply “insurance agent near me,” look no further than Agate Insurance. As an independent insurance agent in Fort Collins, we compare policies from multiple carriers to find you the right coverage.
We proudly provide:
- Auto insurance in Fort Collins
- Home insurance in Fort Collins
- Business insurance in Fort Collins
- Life insurance in Fort Collins
👉 And while we’re based in Northern Colorado, we also write insurance in all of Colorado, Wyoming, and Montana, plus commercial insurance in California.
Final Thoughts
You can’t stop a storm from hitting—but you can prepare for it. By taking a few simple steps before severe weather arrives, you’ll protect your family, property, and peace of mind.
📞 Contact Agate Insurance—your trusted independent insurance agency in Fort Collins—today to review your coverage and make sure you’re storm-ready.

Agate Insurance – A Fort Collins Insurance Company
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