Looking at a new piece of jewlery? Make sure to look at your insurance too

Whether it's a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life.

  1. Looking at a new piece of jewelry? Make sure to look at your insurance too

    However, many people who find themselves victimized by burglars-or worse, a fire or some other disaster-also find out too late that they didn’t have enough insurance to replace their jewelry. Here’s why: Homeowners policies typically only cover valuable items such as jewelry and watches up to a specific amount. For example, if your limit is…

  2. It’s Time to Spring Clean Your Insurance Policies

    People tend to approach insurance with a set it and forget it mindset, but you should review your policies often and make changes as needed. Spring is a great reminder to reset and refresh. While it may not clear out any physical space, taking a look at your policies can trim expenses and ensure that you…

  3. Buying a House for the First Time

    1. Make a competitive offer (within your budget). It can be hard to know how much you should offer for your first house. That’s when you rely on your real estate agent’s expertise. Ask them to help you make a competitive offer that’s within your budget and close to the home’s value. Don’t make an…

  4. Choosing a Mortgage

    1. Avoid the worst mortgages for first-time home buyers. A huge benefit to being a first-time home buyer is that you’ve never fallen for an awful mortgage—and you don’t have to! Many first-time home-buyer loans only make you put a little money down, but they cost tens of thousands of dollars morein the long run….